Community Trust Bank Establishes Energy Finance Group, Director Among Who’s Who in Energy for 2013

DALLAS, TX – December 2, 2013

Community Trust Bank has established its Energy Finance Group comprised of several Dallas-area energy experts who will provide specialized financing solutions to the US domestic oil and gas industry. CTB Energy Finance Group will principally focus on relationship banking for firms seeking $2.5 million to $100 million in a revolver or term facility secured by oil and gas assets.

“I’m thrilled to join Community Trust Bank’s knowledgeable leadership team and provide this line of financial services,” says CTB Energy Finance Group Managing Director Christina Kitchens. “The level of insight into the oil-and-gas industry our team possesses will be a significant advantage for the long-term growth of CTB.”

Kitchens, who brings over both financial and energy industry experience to CTB, was recently named among Dallas Business Journal’s “Who’s Who in Energy Finance” for 2013. The designation recognizes individuals whose position, knowledge or expertise helps lead his or her respective energy business sector. Other categories include alternative energy, electricity, pipelines, refineries and technology.

As CTB Energy Finance Group director, Kitchens will lead their team, offering senior debt facilities to exploration and production, midstream, royalties and select energy service firms. The group’s funding focuses will largely apply to acquisition, drilling and working capital ventures for oil and gas business entities.

The CTB Energy Finance Group is currently comprised of:

Christina Kitchens
Kitchens joins CTB as Managing Director of the Energy Finance Group, having previously served as senior vice president and division manager of the Texas Oil and Gas Lending group at F&M Bank in Dallas. Prior to her position at F&M, she worked for Sovereign Bank and CitiBank in respective roles as a Texas oil and gas senior lending specialist, credit officer and energy-lending officer. Kitchens is the board director for the Texas Energy Update trade association, a founder of the Texas Energy Leadership Series and a member of the Texas Energy Council. Her vast experience in the Texas oil and gas industry has led to business distinctions and honors among her peers and colleagues for the past several years.

Patrick Leznicki
Leznicki joins CTB Energy Finance Group as a vice president of energy lending. His previous work experience includes a position as energy lending vice president at F&M Bank. Leznicki also formerly was a part of the energy lending group at Dallas-based Comerica Bank. He holds a bachelor’s degree in marketing as well as a master’s degree in finance from Texas Tech University.

Jerry Horton
Joining CTB as a vice president of energy lending, Horton brings experience from previous positions at F&M Bank and Home National Bank, where he served as portfolio manager for energy lending, and assistant vice president of commercial lending, respectively. Horton holds a bachelor’s degree in business administration with a concentration in finance from Oklahoma State University.

Carlton Cornelius
Cornelius joins CTB’s Energy Finance Group in the role of portfolio manager. He formerly worked at Western National Bank in Midland, Texas, as a credit analyst, and worked under the energy group of Amegy Bank in Dallas. Cornelius earned a bachelor’s degree in business administration with a concentration in finance from Texas A&M University.

The CTB Energy Finance Group lending platform includes a NYMYEX-based price deck, competitive pricing and loan terms, along with lending limits supportive of client’s long-term growth.

About Community Trust Bank
Community Trust Bank, a more than century-­old, Louisiana-­chartered bank, provides a wide range of traditional banking services with 35 banking centers throughout north Louisiana, north Texas and the Houston area, and north and central Mississippi. Community Trust Bank is a wholly owned subsidiary of Community Trust Financial Corporation, a financial holding company with assets over $3 billion. Community Trust Financial Corporation’s common stock is not exchange listed but is traded through individually negotiated transactions. Member FDIC. To learn more, visit