First Louisiana Bank Joins With Community Trust Bank

SHREVEPORT, LA – February 24, 2010

Community Trust Financial Corporation, parent company of Community Trust Bank and First Louisiana Bank, announced today that First Louisiana Bank has merged into Community Trust Bank. As a result of the merger, the four former First Louisiana Bank banking centers located in the Shreveport-Bossier City, Louisiana markets have begun operations as part of Community Trust Bank and First Louisiana’s customers now have access to Community Trust’s larger banking network and expanded products and services.

“We are pleased to welcome First Louisiana Bank customers to the Community Trust Bank family,” said Drake Mills, President and Chief Executive Officer of Community Trust Financial Corporation. “Our focus remains on the customers and communities we serve and we look forward to being involved in the Shreveport-Bossier area,” Mills added.

Mr. Mills also announced the addition of Larry Little as the new regional president for Community Trust’s Northwest Louisiana region. “We are pleased to have Larry leading our market in Northwest Louisiana and excited about his experience, knowledge and commitment,” Mills said. Mr. Little added, “I’m thrilled to be part of the Community Trust family. Our culture makes the customer and the community the focus of everything we do and Community Trust has the size, strength and product capability to meet the financial needs of our market.”

Company Profile
Community Trust Financial Corporation, the holding company for Community Trust Bank and Community Trust Bank of Texas, currently has approximately $1.5 billion in total assets. Community Trust Bank and Community Trust Bank of Texas operate 23 banking centers throughout north Louisiana and the Dallas-Fort Worth metroplex and offer a wide range of commercial and retail banking services. Additional information about Community Trust Financial Corporation and its subsidiaries is available at

Forward Looking Statements
This press release contains certain forward-looking statements that involve risks and uncertainties. When used in this press release the words “anticipate,” "believe," "expect," "potential," ”should,” and similar expressions identify forward-looking statements. Forward-looking statements include, but are not limited to, statements concerning future business growth, the expected closing date and expected growth in the number of branches. Such statements are subject to certain risks and uncertainties which could cause actual results to differ materially from those expressed or implied by such forward-looking statements, including, but not limited to, economic, competitive, governmental and technological factors affecting the Company's operations, markets, products, services, interest rates and fees for services. Individuals are cautioned not to place undue reliance on these forward-looking statements, which are accurate only as of the date of this press release.

Media Contacts

Drake Mills
President & CEO
Community Trust Financial Corporation
(318) 254-7422

Larry Little
Regional President – Northwest Louisiana
Community Trust Bank
(318) 798-5700